The state form’s instructions also tell you what the filing fees are, which vary among states. To find the correct website, do an internet search for “secretary of state” with the name of your state.
Once filed, the form is a public record, so be careful about the identifying information you include.
There is space for additional debtors. Include them exactly as they appeared on the loan agreement. If there are additional named debtors that won’t fit on the main form, you can file an addendum to include them.
For example, if the loan is secured by real property, provide the legal description of the property that is listed on the property’s deed. If you need additional space for collateral, you can fill out an addendum.
Some states require additional information for specific loans or transactions. If so, you’ll enter this information on the addendum as well.
If real property is used as collateral, you may also need to file a copy of the UCC financing statement with the register of deeds in the county where that property is located.
For example, if there are multiple debtors, you may want to order a copy for each debtor’s records. You can download an information form from the website of the state’s secretary of state.
If the loan is secured with real property, you may still need to file a paper copy with the register of deeds for the county where the property is located.
The filing fees are minimal, typically less than $20. Some states may charge a per-page fee if you file a paper statement. [13] X Research source
Keep these documents for your records. You may want to file them along with the documents related to the loan they cover.
