The first 4 characters stand for the bank to which money is being transferred. The next 2 represent the country the bank is located in, and the 2 characters after that signify the city. The last 3 characters represent a specific branch or office, but they aren’t always included.
If you need to find out the SWIFT code of a bank that isn’t in the country and would require an international call, it might be best to look online first.
If the person or business isn’t sure what their bank’s SWIFT code is, ask them for their bank’s name and you can look it up online.
