On the check itself, be sure to give the first and last name of the payee as it appears on their identification. If you are not sure of this information, ask the payee. If your cashier’s check is getting used to pay an organization and not an individual, be sure to find out how to complete the payee information according to the organization’s guidelines. Cashier’s checks are a better option than a money order for larger payments, because money orders often have maximum limits, but there will be no maximum limit on a cashier’s check amount. Find a large bank that issues cashier’s checks to the general public, and bring cash funds, if you do not have a bank account.

Bring any documents that show how much you need the check to be written out for, to ensure you have this information with you when purchasing the check.

It may be beneficial to bring multiple forms of ID, particularly if you need a cashier’s check for a large amount.

If you are a customer of the bank where you purchase the cashier’s check, you may receive a discounted price for the service. If you are not a customer of the bank where you purchase the check, you may have to pay a higher fee (typically some percentage of the check amount). Banks are not required to issue these checks to the general public. Some upper-level bank accounts may qualify for free cashier’s check service.

Compare prices between different banks to get the best deal. The top ten banks in the United States have an average cashier’s check fee of $9. 10. [4] X Research source

The teller may have to sign the check for you, he may use a stamp, or another method of verification.

Find out fee costs ahead of time to ensure you have the cash to cover the full amount.

Be sure to keep your receipt in a safe place at least until the check has cleared.

If the check never reaches its destination for any reason, the bank can cancel the original check and resend payment. Check with the payee periodically in addition to the bank to see if the check has reached its destination.

Lots of fraud is committed via cashier’s checks, so keep a close eye on your cashier’s check to be sure it has reached its destination using the tracking tools the bank has at its disposal. [7] X Trustworthy Source Federal Trade Commission Website with up-to-date information for consumers from the Federal Trade Commisson Go to source